Learn About Our Private Money Lenders
We are a national direct lender with more than 20 years of investment experience.
Private Money Lenders LLC is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes.
We are a direct lender, so all decisions are made quickly and in-house. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly. Our quick turnarounds allow our investors to realize faster profits. We will work hard to fund your loan in as little as seven days.
By working with Urban City Wide Development, you have a powerful ally and partner on your side. With our common sense underwriting, you can have the confidence and security that comes with knowing the status of your loan in real-time.
Our Loan Programs
Our Loan Products For Our JV Partners
Why choose PML as your lending partner?
We are Fast
Since we underwrite loans in house, we can close as fast as 24 hours.
Direct Access to Underwriters
At PML, you get to talk directly to our team of underwriters which makes the process faster and more efficient.
High Leverage, Low Fees
We offer 90% of purchase 100% of rehab leverage and low fees.
Fix and Flip Loans- 500 min credit score/ Up to 80% purchase and 90% rehab cost 12.99, interest only.
Rates Start at 9.99% Alongside competitive and low rates, we offer low origination points, high leverage, and no application fee. Simple and Fast Process We combine reliable funding, fast close
600 min credit score | Up to 90% of purchase price and 100% of rehab cost rates start at 7.99%, interest only and no prepayment penalty. (Can fund up to 100% LTV in major markets
Rental Property Loans- 30 Year Fixed Rate. Rates start at 3.5%. LTVs, up to 80% on purchases and rate and term refinances, and up to 80% on cash out refinances
5/1 Adjustable Rate 7/1 Adjustable Rate 30-year Fixed Rate Interest Only Options No Experience Required We will work with first time investors to achieve their dream in becoming Real Estate
New Construction Loans-Up to 85% LTC, not to exceed 75% of After Construction Value. Rates start at 8.99% interest only.
Group Up Construction Loans: The Solution for Your Building Project Are you a developer or builder looking to finance your next construction project? Look no further than group up construction loans.
Multi Family Loans- Short Term Loans Up to 85% LTC Max 75% of stabilized value. 650 min credit score, rates start at 7.99% interest only. | Long Term Loans Up to 75% LTV for Purchases and 75% LTV for refinances. 30 year amortization.
One of the biggest advantages of multi-family construction projects is that they offer a strong return on investment. Because these projects typically have multiple units, they generate multiple streams of income, which can provide a steady cash flow for investors. Additionally, multi-family properties are in high demand, particularly in urban areas where housing costs are rising, making them a solid investment opportunity.
Another benefit of multi-family construction projects is that they can be a more efficient use of land than single-family homes. By building multiple units on a single piece of land, developers can maximize their return on investment while also providing housing for more people.
Commercial Loans- Up to 70% LTV. Property types-> Self Storage, Warehouse, Industrial, (Retail and Office case by case)
Transactional Funding- 100% funding for wholesalers looking to double close.
Bridge Loans-
- For initial purchase until entitlement
- For refinance after cash purchase until entitlement
- For recapitalization of finished product
- No construction during the life of the loan
- Up to 18 month terms
International Financing with Urban City Wide Development
We are confident that our urban development project creates lasting benefit for everyone. To achieve our aim, collaboration with the proper partners is essential. With the least amount of risk, our financing is intended to handle investors' money for our housing projects. Our highly thought-out and studied fund delivers great financial and social returns you can be proud of.
Micro and Group Loans
Microloans provide small-scale entrepreneurs the financial resources they need to build their businesses, support their families, and send their children to school.
Opportunity International clients often receive their first loan through a Trust Group, a group of 10 to 30 entrepreneurs who ensure the risk of one another's loans. They meet on a regular basis to receive training, make payments, and manage their collective resources.
Micro and group loans help entrepreneurs increase their earnings and equip families to provide for themselves. As clients invest their loans into their businesses—purchasing supplies, inputs, machinery, or inventory— they are able to grow their operations, increase their sales, and improve their livelihoods
Savings Accounts
Savings accounts serve as a critical mechanism for building economic independence and planning for the future. But for many families living in extreme poverty, formal bank accounts have remained out of reach. They are left with unsatisfactory alternatives: paying high fees to savings collectors or hiding money around the house, leaving it vulnerable to theft.
Opportunity International developed a range of small-scale savings products that rely on flexible minimum deposits, interest rates, and account terms. Now, millions of families are able to keep their money secure, build a safety net, and make plans for the future.
SME Loans
Opportunity International also works with small and medium-sized enterprises (SMEs), equipping them with loans so they can expand operations, create additional jobs, and employ more people. These larger loans are often invested to develop infrastructure, build capacity, and purchase inputs and supplies in bulk.
Not everyone living in extreme poverty is an entrepreneur, so SME loans enable larger businesses to catalyze job opportunities for those who might not start a business on their own. It's another way to create sustainable livelihoods, enables people to provide for themselves and help families thrive.
Want To Learn More About Your Options? Become A JV Partner Today!
