Banking as a service with Urban City Wide Development
It’s our goal to support your ideal customer experience. That’s why we’re partnering with some of the most innovative Fintech companies around the world to offer future-forward banking-as-a-service solutions to businesses and consumers nationwide.
- Customized Products Offer fully-insured, white-labeled banking products through our customized partnership solutions.
- Get to Market Fast our modern APIs allow us to move quickly, getting your product into the hands of consumers faster.
- Mitigate Risk Our decades of banking regulatory and compliance expertise help bridge any compliance gaps for our partners.
Lending options with City Wide Urban Development
Our Loan Products For Our JV Partners
Search Fund Lending
The experienced Search Fund Lending team at Urban City Wide Development lays a proven pathway to help entrepreneurs realize their dreams of becoming the CEO of a growing business. This is achieved by providing senior debt capital to individuals and funds through the search fund model.
- Flexible capital structure (seller notes, earn-outs, owner equity rollover)
- Additional financing for add-on acquisitions
- Senior debt up to 3x earnings before interest, taxes, depreciation, and amortization (EBITDA)
- Acquisition term loan based on enterprise value
- Ability to refinance seller note and dividend recap based on performance
- Ability to refinance seller note and dividend recap based on performance
Mortgage Warehouse Lending
We give independent mortgage bankers an expanded opportunity to build stronger relationships with clients by providing a warehouse facility so you can originate loans until selling in the secondary market. With a team of professional warehouse bankers, the Warehouse Lending department has the resources and expertise to help your mortgage banking business survive and thrive.
- Fast Interim Financing Once a warehouse credit facility is in place, our clients can take advantage of same-day funding.
- Flexible Solutions Warehouse facilities available between $3 million and $30 million.
- Prompt Customer Service We work closely with our clients to deliver superior services and solutions to meet all their banking needs.
Residential Mortgages
- Federal National Mortgage Association (FNMA)/Federal Home Loan Mortgage Corporation (FHLMC) eligible 1-4 family conventional loans
- U.S. Department of Housing and Urban Development (HUD) eligible FHA, Veterans Affairs (VA) and United States Department of Agriculture (USDA) loans
- Jumbo loans
- Fixed rate second mortgage loans
- Manufactured home loans
- FNMA HomeStyle Renovation, FHLMC Renovation and Federal Housing Administration (FHA) 203 (k) loans
- Clients enjoy quick and accurate funding
Commercial Lending
We believe that change happens when you challenge the status quo and put your client’s needs at the center of your focus. That’s why we take the time to help navigate businesses through the financing process. Your business needs more from a financial partner. We’ll make sure you have it.
- Tailored Solutions We’ll work with you to get the right solution in place to pursue your plans for growth.
- Industry Expertise We’re driven by the unique needs of our clients and specialize in simplifying complex transactions.
- Dedicated Support Our team approach supports our clients’ needs and growth through the lifetime of the relationship.
Small Business
We credit much of our steady growth in commercial financing to the practice of listening to customers and carving out specialties to serve your unique needs. We take the time to help navigate small businesses through the financing process. Contact our small business lending team today.
Whether you’re looking to purchase or expand your small business, we will be there to assist in the steps to grow. We partner with local development centers so our customers who strive to be entrepreneurs in local communities feel confident about their financial needs.
Urban City Wide Development offers term loans to support small businesses with equipment or working capital needs. Lines of credit are also available for short-term or seasonal working capital needs.
Renewable Energy
We’re solution-focused here at Urban City Wide Development. We’ve taken the time and have firsthand experience of understanding the benefits of financing a renewable energy project. That’s what makes our approach to your energy project so unique. We assist you in creating customizable solutions for renewable sources of energy and have developed the ability to finance renewable energy projects. Talk to our renewable energy specialists about Urban City Wide Development's future-ready banking.
- Wind Energy Projects For wind energy projects ready to be built — we are the right finance team for your business.
- Hydropower Projects Explore a range of financing options for the implementation of your hydropower project.
- Solar Energy We offer solar project developers loans with flexible terms and structures
Want To Learn More About Your Options? Become A JV Partner Today!
